Timely Topics Video Series

Build your knowledge of products and strategies that can differentiate you to customers and referral partners.

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What Are Temporary Buydowns & How Can It Help Borrowers?

Interest rates continue to rise to levels we have not seen in years. So how do you assist your next borrower and help them purchase the home of their dreams? The temporary buydown is making a comeback, but do you know how it works?

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GSE Requirements for the Accessory Dwelling Unit (ADU)

Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Are you ready for your next loan file featuring an ADU?

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Insights on ARMs

Interest rates are rising! Are you ready to discuss the Adjustable Rate Mortgage (ARM) option with your customers? Now is the time to learn more about the ARM and how it can be beneficial to many. This video will provide the details you need for that next customer conversation.

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Exploring Agency Desktop Appraisal Options

Residential appraisals continue to evolve. For years, the mortgage and real estate industries relied solely on the traditional appraisal report. Times and technology have changed creating a quicker, more cost-effective approach to the residential appraisal. In this five-minute video, you will learn how the GSEs, Fannie Mae® & Freddie Mac®, are accepting the desktop appraisal.

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Leveraging Restricted Stock Units as Income

Today’s employers have found unique ways to compensate or reward their employees. More and more loan files reflect different types of compensation. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. Are you ready for your next loan file containing RSUs?

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Policy Updates & Resources for First-Time Homebuyer Education

The thought of purchasing a home might be daunting for many. For a first-time homebuyer, the process comes with a lot of unknowns. However, there are many resources, including required educational opportunities, available to help a new buyer navigate this process from start to finish. This short video will provide you information on a major policy update from Fannie Mae® as well as access to the tools needed for your borrowers. 

 


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Construction-to-Permanent Loans: How Can Radian Help?

We are often asked how mortgage insurance can support Construction-to-Permanent transactions. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. This short video will show you how Radian supports these transactions.

 


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Construction-to-Permanent Loans: What You Need to Know

The real estate and housing markets are experiencing an unprecedented shortage of existing homes. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Are you ready for the potential surge of Construction-to-Permanent loans as a result? This short video will give you the info you need to know for your next construction loan review.


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Financing Properties with Solar Panels

Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process.

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Appraisal Gap Options for Buyers and Sellers in a High-Demand Market

High demand and low inventory are driving purchase prices well above the list price. With this demand, buyers are paying more than the home is being appraised for. Are you ready to work with your customers when the appraisal comes in lower than the purchase price? Do you and your borrower's know the options to bridge the gap between the purchase price and the appraised value?

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Fannie Mae Updates: Positive Rent Payments, Credit Score Eligibility & More

Effective September 18th, Fannie Mae will implement several new Desktop Underwriter® (DU®) changes that may have a direct impact on the loans in your pipeline. Our new Timely Topics video can assist you in preparing for these changes.

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Understanding P&L and Business Bank Statement Requirements

Are you prepared to review self-employed income document changes due to the drastic influences of the pandemic. In April 2020 alone, there was a reported 10% decline in self-employed individuals. The mortgage industry is starting to see the documentation reflecting those impacts in loan files. Before your next file review, be sure you know what to expect.

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Home Ownership Insights: Mortgage Market Conditions

Mortgage Market Conditions provides insight into the current market, the challenges facing today's mortgage professionals and suggests some Radian tools and resources you can leverage to connect with consumers.

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Home Ownership Insights: Diverse Markets

This dynamic discussion highlights the expansion of diverse markets and strategies you can leverage to address this market shift. They also provide insight to help you better understand diverse homebuyers and their needs.

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